[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mdpr.cz\/proc-je-dnes-zapujcka-uver-tak-popularni\/#Article","mainEntityOfPage":"https:\/\/www.mdpr.cz\/proc-je-dnes-zapujcka-uver-tak-popularni\/","headline":"Pro\u010d je dnes z\u00e1p\u016fj\u010dka \u00fav\u011br tak popul\u00e1rn\u00ed","name":"Pro\u010d je dnes z\u00e1p\u016fj\u010dka \u00fav\u011br tak popul\u00e1rn\u00ed","description":"Pokud se d\u00edv\u00e1me na televizi, m\u016f\u017eeme si v\u0161imnout, \u017ee prakticky v ka\u017ed\u00e9m reklamn\u00edm bloku najdeme minim\u00e1ln\u011b jednu reklamu na p\u016fj\u010dku,…","datePublished":"2022-03-31","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.mdpr.cz\/author\/#Person","name":"mdpr.cz\n","url":"https:\/\/www.mdpr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9d25b0af9840660883a67790aa4f595ddc226aa4680c4cf7bc03a25c14fcef85?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mdpr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mdpr.cz\/wp-content\/uploads\/pujcka4_9.png","url":"https:\/\/www.mdpr.cz\/wp-content\/uploads\/pujcka4_9.png","height":0,"width":0},"url":"https:\/\/www.mdpr.cz\/proc-je-dnes-zapujcka-uver-tak-popularni\/","about":["Pen\u00edze"],"wordCount":446,"articleBody":"   Pokud se d\u00edv\u00e1me na televizi, m\u016f\u017eeme si v\u0161imnout, \u017ee prakticky v ka\u017ed\u00e9m reklamn\u00edm bloku najdeme minim\u00e1ln\u011b jednu reklamu na p\u016fj\u010dku, a\u0165 u\u017e se jedn\u00e1 o banku \u010di nebankov\u00ed spole\u010dnost. A je pravdou, \u017ee si je lid\u00e9 tak\u00e9 velmi \u010dasto berou. V sou\u010dasn\u00e9 dob\u011b n\u011bjakou spl\u00e1c\u00ed v\u00edce ne\u017e polovina dosp\u011bl\u00e9 populace v na\u0161\u00ed zemi, a dal\u0161\u00ed p\u0159ib\u00fdvaj\u00ed ka\u017ed\u00fd den. Zvl\u00e1\u0161t\u011b nyn\u00ed, kdy\u017e se cel\u00fd proces zna\u010dn\u011b zjednodu\u0161il a pen\u00edze m\u016f\u017ee m\u00edt \u010dlov\u011bk na \u00fa\u010dtu skute\u010dn\u011b b\u011bhem n\u011bkolika minut. Probl\u00e9m je, \u017ee tyto reklamy neukazuj\u00ed odvr\u00e1cenou stranu mince, a lid\u00e9 si ji obvykle nejsou ochotni p\u0159\u00edli\u0161 dom\u00fd\u0161let. Je toti\u017e jasn\u00e9, \u017ee ji budeme muset splatit, a to v\u010detn\u011b ve\u0161ker\u00fdch \u00farok\u016f a poplatk\u016f. To m\u016f\u017ee p\u016fsobit probl\u00e9m zvl\u00e1\u0161t\u011b lidem s ni\u017e\u0161\u00edm p\u0159\u00edjmem.Je toti\u017e pravdou, \u017ee rychl\u00e1 z\u00e1p\u016fj\u010dka \u00fav\u011br Lightfinance.cz n\u00e1m sice m\u016f\u017ee pomoci koupit si okam\u017eit\u011b to, po \u010dem tou\u017e\u00edme, a\u0165 u\u017e je to nov\u00fd v\u016fz, kuchyn\u011b \u010di cokoliv jin\u00e9ho. A d\u00edky chytr\u00fdm mobiln\u00edm telefon\u016fm ani nemus\u00edme opustit obchod \u2013 l\u00edb\u00ed se n\u00e1m tam n\u011bco, ale nem\u00e1me dost pen\u011bz? Nen\u00ed probl\u00e9m, sta\u010d\u00ed si rychle p\u016fj\u010dit. Je to snadn\u00e9 a jednoduch\u00e9, a danou v\u011bc si m\u016f\u017eeme odn\u00e9st dom\u016f.Tak je to \u010dasto prezentov\u00e1no v reklam\u00e1ch, ov\u0161em realitu spl\u00e1cen\u00ed ji\u017e neukazuj\u00ed. Je pot\u0159eba si uv\u011bdomit, \u017ee v n\u00e1sleduj\u00edc\u00edch m\u011bs\u00edc\u00edch a\u017e letech padne \u010d\u00e1st na\u0161eho p\u0159\u00edjmu pr\u00e1v\u011b na spl\u00e1cen\u00ed p\u016fj\u010dky. To znamen\u00e1, \u017ee si v kone\u010dn\u00e9m d\u016fsledku budeme moci dovolit toho koupit m\u00e9n\u011b.Je tak\u00e9 pot\u0159eba si uv\u011bdomit, fakt, \u017ee pochopiteln\u011b zaplat\u00edme v\u00edc, ne\u017e jsme si p\u016fj\u010dili. Koneckonc\u016f, to je i zp\u016fsob, jak\u00fdm poskytovatel\u00e9 p\u016fj\u010dek vyd\u011bl\u00e1vaj\u00ed. A zdaleka se nejedn\u00e1 jen o \u00faroky, n\u00fdbr\u017e tak\u00e9 o r\u016fzn\u00e9 poplatky, nap\u0159\u00edklad ten za veden\u00ed \u00fa\u010dtu. Je proto dobr\u00e9 nepodlehnout impulzivn\u00edmu nakupov\u00e1n\u00ed a m\u00edsto toho se rad\u011bji zamyslet, zda onu v\u011bc skute\u010dn\u011b tak moc pot\u0159ebujeme. V\u011bt\u0161inou zjist\u00edme, \u017ee odpov\u011b\u010f zn\u00ed ne. A jist\u011b, nebudeme ji m\u00edt, av\u0161ak v dal\u0161\u00edch m\u011bs\u00edc\u00edch tak budeme m\u00edt v\u00edce pen\u011bz na j\u00eddlo a dal\u0161\u00ed nezbytnosti. A ty jsou rozhodn\u011b p\u0159edn\u011bj\u0161\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d je dnes z\u00e1p\u016fj\u010dka \u00fav\u011br tak popul\u00e1rn\u00ed","item":"https:\/\/www.mdpr.cz\/proc-je-dnes-zapujcka-uver-tak-popularni\/#breadcrumbitem"}]}]